If we are to have both disclosure and our own evolution we need a paradigm change in the economy and the money system where new money is not only created as debt, but also as a 50% gift at the strategic point of retail sale (because everyone participates in retail sale). Thus it would make going to the store the greatest opportunity to self actualize gratitude for a gift since meditation and prayer. Gratitude is a major aspect of the concept of grace as in love in action and is hence the key experience pointed at by all of the world’s major wisdom traditions. This could be a key step in our evolution and also in moving beyond the present zeitgeist/ethic of the age that humanity has been grappling with forever which is Power, Profit and Control and toward a new zeitgeist of Redeemed/Redmptive Power, Profit and Control. Dr. Greer, if you’d like to see an entire policy program for implementing these changes in the economy, money system, society and the minds of everyone I would be happy to discuss this with you. I have written a book about it if anyone is interested to see it here: https://www.amazon.com/Wisdomics-Gracenomics-New-Monetary-Paradigm-Policies-ebook/dp/B0C49B9PX7/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr

A 50% Discount/Rebate policy at retail sale transforms chronic erosive inflation into beneficial price and asset deflation…by increasing the money supply with Monetary Gifting. Milton Friedman turns over in his grave. Make the discount permanently 52% that enables enterprise the freedom to potentially increase their prices by 2% per annum, also index the Discount/percentage to an honest assessment of monthly inflation and then tax any revenue enterprise may or may not gain from inflating further at a rate of at least 100%. Finally, create The Department of Competition, Innovation and The Public’s Bully Pulpit that has weekly press conferences that points the finger at greed inflaters and asks consumers what they are going to do about such anti-social behavior that erodes their purchasing power.

The only thing worse than lunatic leftists is lunatic fascists. Fascism has been historically condemned and rightly so because it reinforces the current anomalous human civilization-long zeitgeist of Power and Control Only, while democracy, incomplete and feeble as it is, is at least aligned with the the new zeitgeist we need to become aware of which is Grace As In Redeemed/Redemptive Power and Control.

Nothing of real and lasting consequence happens in the temporal universe and in the minds of mankind…until they change their ideas.

And the most important ideas to change are the APPLIED ideas also known as paradigms.

Steve Hummel 10/20/2025

Your systemic analysis is as usual spot on. However, if you would analyze conceptually/paradigmatically you would see that a policy of a 50% Discount/Rebate at retail sale where either the government or the central bank simply creates money with Strategic Monetary Gifting to rebate and make retailers whole on their full price (especially at the retail point of finance, that is one’s car, mortgage or other big ticket item) you implement permanent debt jubilee instead of a one off jubilee and then let Finance go right back to screwing up everything for another 60-70 years with their present monopoly paradigm for the creation and distribution of all new money. Would you please consider modeling the effects of the above policy and the entire policy program in my book here: https://www.amazon.com/Wisdomics-Gracenomics-New-Monetary-Paradigm-Policies-ebook/dp/B0C49B9PX7/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr

First, our American fore-fathers’ had this wonderful and wise idea called democracy, but it was never really implemented. Instead what occurred was a suave oligarchy instead of the overt form of same that has been the fact everywhere since Sumeria. And that was an actual progression, but not the solution that would enable a true democracy. So what is that solution? Its a paradigm change in the money system and hence also in the economy, the entire social system, our politics and the minds…of everyone.

Thats right everyone because:

1) money is the human invention that enables and facilitates the economy,

2) everyone participates in and/or is effected by the single universally participated in point in the entire economy which is retail sale,

3) Voters in a democracy vote their pocket books because more and better ability to purchase is in everyone’s self interests and

4) the normal and very beneficial personal response to receiving a gift is gratitude…and that is why integrating the new monetary paradigm of Strategic Monetary Gifting into the economy at the point of retail sale will be the greatest opportunity to self actualize gratitude since meditation and prayer and is what will

5) create the mega-paradigm change above that also begins to move us from the present zeitgeist/ethic of the age of the dominance of Power to the new zeitgeist of Grace as in Loving Personal and Systemic Action.

Me: If the deficit is actually balanced by treasuries which is a GIFT of interest for the private sector, that is, mostly the banks and the wealthiest then why are you not recognizing that bait and switch?…If you think inflation is the problem then why is a strategic GIFT of price at retail sale that enables one to buy $100 worth of groceries for $50, a $60k EV for $30k and a $500k house for $250k not the answer to inflation?…If you detest paying high rates of taxation and the above GIFTS were sovereignly created simply as money NOT AS DEBT and so most of your taxes could be greatly reduced or eliminated, then why are you as a libertarian opposing the idea of Monetary Gifting???????

W: The whole point to the financial plumbing is to confuse the public about what’s going on. Your scheme is not obscure enough and doesn’t serve the interest of the people who hire economists and economy professors.

Me: Correct. But the benefits of the policies I advocate here if broadcast widely would awaken the general populace and every enterprise except finance’s self interests…and that would make all the difference in the world. I’m the only one recognizing the exact concept if applied in the same way as finance and the government create money…will resolve the problems everyone agrees we have. Dare I say it, that makes me an historical figure not unlike Copernicus. Even very intelligent guys like Steve Keen and Michael Hudson miss this solution simply because they do not analyze CONCEPTUALLY. Paradigms are APPLIED concepts that create new mental and temporal universe realities. They are where the real power exists…so think conceptually and how to apply the new concept…and incredible change is possible.

The concept and self actualized experience of grace is the solution to and most basic reality of everything, and the beginning of the transformational change we require and that realization is…starts with the new monetary paradigm of grace as in Strategic Monetary Gifting.

Steve Hummel 10/17/2025

And the key applied concept for resolving these problems is once again the natural philosophical concept of grace and its major aspect of dynamic integrative unity of opposites to the creation of a thirdnesss greater oneness of problematic dualities.

Coherence is an aspect of grace. Applying the aspects of the concept of grace has always been the resolving answer to personal and temporal universe problems.