RM: I believe Stephanie and other MMT’rs have said that “deficit” is more a reflection of the accounting than the function/purpose, e.g., “Monetary Gift.”

Me: Yes, but what they need to do is recognize that Gifting IS the new monetary and economic paradigm (which Stephanie and other cutting edge economists have given no indication of such by not responding to my posts and policies regarding that…even though they all suggest various lesser direct and universally beneficial forms of Gifting…as THEIR solutions). To me this indicates that they haven’t yet CONSCIOUSLY recognized Strategic Monetary Gifting as the actual paradigm/APPLIED concept,…or there’s ego involvement in their palliatives. I’m sorry, all of Stephanie, Steve Keen, Michael Hudson etc. are undeniably brilliant systemic analyists, but they do not do paradigmatic/conceptual analysis…and thats where the real power for systemic change is found.

The retail point of commercial enterprise is the point of capital goods and services exchange which is the point where a commercial agent/enterprise sells its goods or services to another commercial agent in the process toward ultimate exchange which is retail sale to an individual consumer economic agent.

A policy of a 10% Discount/Rebate at the point of commercial retail sale (conditional on non-inflation or legislatively allowed 2-3% inflation) could implement monetary gifting into the entirety of the economic process and be of additional profitability and stability benefit to commercial agents. The market operation of discounts to price/cost based on quantity of sales is already a part of economic practice, but it does not deal with obscured inflationary practices.

Trinity/Thirdness is the signature and essential state of wholeness and completeness as in the total integration of opposites…for the individual, specific factor, system, body of knowledge or area of human endeavor.

Quadrinity is the continuous state of Trinity/Thirdness/wholeness/completeness/total integration of opposites, that is both mental and temporal universe reality…in other words it is the signature and essential state of cosmicness/eternity.

…its an unethical and anti-social act to counter with a palliative reform. Why? Because paradigm changes are deep permanently resolving phenomena, and palliatives are shallow, temporary and always gamed.

Look for and find how to best apply the relevant reality creating/enforcing new idea, that is the precise paradigm changing concept, and may the world never be the same. Hint: the beneficial effects of every historical paradigm change has always been an aspect or aspects of the natural philosophical concept of grace.

Steve Hummel 01/24/2026

Retail sale is the terminal point of the entire economic process and hence the point where all costs and price are summed for any and all products and services. Hence a 50% Discount of price at that point implements beneficial price and asset deflation.

There is consumer retail and financial retail. The 50% Discount/Rebate at the retail point of Finance, which is one’s mortgage, automobile, insurance or other big ticket item’s monthly payment, and finally integrates Finance into the actual economic/productive process instead of allowing it to be the wholly exterior and very expensive additional set of costs it is now.

The rebate aspect of the 50% Discount/Rebate policy makes the commercial agent whole on their entire price and so not only eliminates any moral hazard thought to effect them, and in fact benefits them as much as it does the consumer because it potentially doubles the demand for every one of their goods and services so its a win/win.

The sliding scale required investment of gifted money into 5-6% Eco-Energy R & D Bonds policy can be broadened into other valid problems needed to be solved.

Its important to understand that the basis for price fluctuation in the secondary market for bonds is largely if not entirely eliminated by the 50% Discount/Rebate beneficial deflation creating policies at retail sale. The same goes for the ineffective, ham-handed and punitive policy of the FED Funds interest rate. When inflation is resigned to the dust bin of history interest rates can be set primarily to encourage rationality, genuine ethics and necessary problem resolution instead of mere economic considerations and the re-inforcement of the anomalous monetary paradigm wielded by Finance.

Because grace is the most resolving, integrative, unitary and synthesizing to the point of thirdness greater oneness concept man has ever conceived and experienced…and thirdness greater oneness resolution is likewise the mental and temporal universe effect of every historical paradigm change. Also, with even cursory analysis it is determined that the beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace.

The ancients were much smarter/less acculturated to debt than we are. However, we need to be smarter than the ancients. Why? Because the debt jubilees of the ancients were good, but it didn’t resolve the deeper problem of the human civilization-long paradigm concept for the creation and distribution of all new money which is Debt Only. In other words the ancient’s debt jubilee was a palliative reform…but the debt jubilee wsn’t continuous so Finance went right back to dominating all economic agents for another 60-70 years until debt jubilee was again recognized as necessary. With the tools of double entry bookkeeping and digital technology we can now make debt jubilee continuous and permanent as well as double everyone’s purchasing power further inhibiting the continual build up of private debt with a 50% Discount/Rebate policy at everyday consumer retail sale as well as the retail point of Finance which is one’s mortgage, automobile, insurance or other big ticket item’s monthly payment.

Excellent suggested new system…because it utilizes Gifting and (apparently) has known and enforceable barriers within which freedom actually exists, as opposed to current “free” market theoretics which is really just a framework for dominance By Finance within the current monetary paradigm concept for the creation and distribution of all new money which is Debt Only.