Why is debt hammering Americans? Because it is an additional cost on top of the cost of actual production. That plus all new money is only created as debt so the current paradigm for the creation and distribution of ALL new money…is a monopoly concept…that is Debt ONLY. So what if 50% of all new money was created as a gift rebated back to retail merchants granting the consumer a 50% discount of the price…of virtually everything? That would mathematically double everyone’s purchasing power and simultaneously double the potential demand for every commercial agent’s goods and services and transform chronic erosive inflation into beneficial deflation. Anybody here ever hear of a more dramatic set of benefits and problem resolutions than this single policy? If you have lets hear about it. Meanwhile lets have the above single applied concept (Strategic Monetary Gifting) so we can have a paradigm changein economics and the money system. The 50% Discount/Rebate policy at retail sale: Too simple for the intellectual vanities of erudite system’s analysts, too world changing not to be a mega-paradigm change.

Lots of purchasing power in the hands of everyone and no inflation is the text book definition of good economic times for capitalist/profit-making commercial agents. Why did Marx’s revolt of the bourgeosie never happen? Because there was never a sufficient means of integrating the self interests of the traditionally opposed relationship between the merchant class and the consumer. A 50% Discount/Rebate policy at retail sale accomplishes both of the above conditions so it effectively integrates the ideals of both capitalism and socialism. Thats all.

Dr. Greer: I’m absolutely all for your CE5 movement, but what if there was a way to complement, synergize and build upon what I assume are at least some of the mental/spiritual effects of CE5, namely an effortless yet focused mindset of grace as in loving gratitude for a gift simply as a result of participating in the universally participated in human system known as the economy? In my book Wisdomics-Gracenomics: The New Monetary Paradigm and Its Policies I suggest that we implement a 50% Discount/Rebate at retail sale which would gift everyone 50% of the price of virtually everything and yet with the rebate aspect of the policy the merchant granting the discount would get their full price so no moral hazard to them and in fact it would be in their interests as well, as the increase in demand for all of their goods and services could potentially double making the policy a win/win situation. Again, this would be a temporal universe way to self actualize grace as in gratitude for a gift so its Christmas every day…or if you’re my wife 3 times per day ;). I’d love to discuss this further with you.

Interesting vid especially regarding the fact that paradigms, like everything else in the cosmos, are evolving/emergent phenomena…even though new ones/new concepts are the answer to a/the present anomalous paradigm. Keeping those two facts in mind helps to prevent the problems of habit/acculturation and fetishization/religification so prevalent in human “thinking”.

But the problem still remains…what exactly is the new applied concept/paradigm…that will resolve the anomalies of the present paradigm…and thereby reset the evolving/emergent process in the system/systems under analysis??? Hint: Like the monopoly paradigm the Catholic church wielded before The Reformation which was Salvation Via Roman Catholic Sacraments ONLY, the present paradigm wielded by the collossus of Private Finance for the creation and distribution of all new money which is Debt ONLY…IS ALSO A MONOPOLY PARADIGM. And governments are (probably mostly unwitingly) complicent in this as well because they (lawfully) demand new money be created as debt instruments and so even though its mitigated by the fact that such are payments to the private sector (read overwhelmingly the wealthy and the banks) is hence another monopolization reinforcing tendency of the current paradigm. So lets have a monetary and economic reformation by integrating Strategic Monetary Gifting into the present Debt Only system thus breaking up the present monopoly paradigm.

Final question which is an essential one in the new body of knowledge called Paradigmology: What is the natural philosophical concept whose aspects are increased and new awareness, abundance, unity, universality, integration of opposites, synthesis/thirdness greater oneness of a problematic duality AKA wisdom…and gifting? Why grace of course. And thats why the paradigm changing economic and monetary system should be called Wisdomics-Gracenomics.

Please read this comment Nate. I’m not disputing any of the numerous current ways that you say inflation and deflation occur. However, you’re missing the most important fact regarding money which is its paradigm/applied concept. Currently the paradigm for the creation and distribution of ALL new money is Debt ONLY. The word ONLY designates it as a MONOPOLY paradigm. All monopolies are dominating and obstructive of change. As all new paradigms historically have always been in complete conceptual opposition to the new paradigm that would make Monetary Gifting the new paradigm which strategically integrated into the Debt ONLY system would break up that monopoly and resolve the major economic problems the present anomalous paradigm creates and enforces. The way to implement the new paradigm is the same way that all new money is currently created, that is with the double entry bookkeeping operations of equal debits and credits that sum to zero. So if you implemented a policy of a 50% Discount/Rebate at retail sale where retailers agreed to reduce their prices by 50% and then the central bank created the entirety of the merchant’s discounts back to them you created BENEFICIAL deflation and the merchant gets their full price with the rebate aspect of the policy so both merchant and consumer benefit and chronic erosive inflation is transformed into beneficial deflation because the consumer gets $100 worth of groceries for $50 and the demand for every one of the merchants goods and services is potentially doubled. There are many other benefits in the policies of the new monetary paradigm including the funding of incredible amounts of guaranteed investment in eco-energy R & D bonds which could greatly increase the likelihood of the survival of the planet and every living species on it.

…is a true thirdness greater oneness known as Wisdomics-Gracenomics. When Copernicus postulated helio-centrism instead of geo-centrism tracking the planets still wasn’t as accurate as the Ptolemaic paradigm. It took Kepler’s discovery of eliptical orbits to make it more accurate and to affirm the the new concept. Likewise, in order to transform economics we not only need to embrace Wisdom thinking which has always been considered “the third resolving way” hence Wisdomics, and we also need to understand that the beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace…like for instance universal abundance, increased stability, increased survival, increased freedom, increased unity, elimination of dominance via ethical alignment and hence a Gracenomics.

…by eliminating current discounts, then whatever percentage increase that amounts to will be substracted from their 50% Retail Discount. No games, no greed, only abundance for all economic agents both individual and commercial with the new monetary paradigm of Strategic Monetary Gifting.

No matter what measurement/rubric one uses in a system that is dominated by an anomalous paradigm its going to be either ineffective, inaccurate, inadequate and/or worst of all blinded by the various orthodoxies one brings to the analysis via their (unconscious) acculturation of the anomalous paradigm itself. Openness to a new applied idea/paradigm is an essential first in any objective and pungent pursuit of the truth.

Steve Hummel 12/02/2025

Yep. And what we need is the application of the two classic concepts of Christianity, namely grace as in monetary gifting and the wisdom of trinity as in thirdness greater oneness solution to modernity’s false intellectual and scientific ideology of duality as in the Self versus the Other Only instead of the trinity of Self, the Other and an Ethic of Grace as in loving action.

Why? Because new ideas, that is new paradigm concepts, 1) self actualized in the mind, 2) embraced by the heart and 3) APPLIED outwardly toward others and in our temporal universe systems enables the progressive phenomenon known as paradigm CHANGE and simultaneously integrates the cosmos of self with the cosmos in general.