The Process of Money Creation and The 50% Discount/Rebate Policy At Retail Sale

Its accounting, equal debits and credits and the simple algebra that creates the temporal universe reality of the policy. Thats all. It Doesn’t make any sense if you either don’t look at the process itself or your acculturated mental orthodoxies unconsciously prevent you from seeing it.

So here is both the accounting and algebraic process:

Accounting: 50% discount/sales credit of price so $100 of groceries only costs the consumer $50. Then the government or preferably the central bank rebates/debits the $50 back to the merchant so they are made whole on their entire price.

Algebra: -$50 of price + $50 monetary rebate = $0 price loss, $0 cost creation, full price for the merchant, a doubling of the individual’s purchasing power via beneficial price and asset deflation, a potential doubling of demand for the merchant’s goods and services and last but most importantly participating in the economy (which everyone must do) becomes the greatest opportunity to self actualize gratitude for a gift since meditation and prayer. In other words its Chritmas every day of the year.

The Precedents of Breaking Up Monopoly Paradigms

The Reformation broke up the monopoly paradigm of Salvation Via Roman Catholic Sacraments Only

Kepler broke up the monopoly planetary orbital paradigm of Perfect Circles Only with the discovery of Elliptical Orbits

Lincoln’s Greenbacks momentarily broke up the monopoly monetary paradigm for the creation and distribution of all new money which is Debt Only…and that was probably the major reason the North won The Civil War

The 50% Discount/Rebate policy at retail sale completely and permanently breaks up the present monopoly monetary paradigm of Debt Only

Including the payment of 50% of State, County and Municipal sales taxes in the 50% Discount/Rebate policy at retail sale breaks up the monopoly paradigm of Monetary Sovereignty/Payment of National Taxes Only

The Cosmic Code: Respecting All Realities While Enabling and Implementing Thirdness Greater Oneness

The Cosmic Code, an integrated duality to the point of a trinity/unity/oneness expressed in the formula { (A x B) –> C } is the mindset and intellectual process of Wisdom, the wholistic perspective which includes the scientific method and the very reality changing phenomenon of new paradigms which is both mental and temporal universe transformation.

Finally, The Cosmic Code is the very expression of the natural philosophical concept and/or experience of grace whose mulditudinous aspects are all integrations of opposites that enable/evoke thirdnesses greater onenesses. In other words the concept and experience of grace is the ultimate human and temporal universe guiding elixir for problem resolution and positive progression…and The Cosmic Code is its most basic formula.

Steve Hummel 10/16/2025

New Paradigms Often Require Two New Concepts

For instance Helio-centrism was a required insight, but even after helio-centrism was recognized it still was not as accurate in astrophysical calculations of the planets as geo-centrism. It took Kepler’s insight that orbits were not perfect circles to make it more accurate than Ptolemaic cosmology.

This is also true for the new monetary paradigm of Strategic Monetary Gifting which is analogous to helio-centrism. The second insight required to solidify the primary insight is that current free market theoretics is both a misnomer for the actual reality, that is, it is financially dominating chaos, and, like Ptolemaic cosmology’s perfect circles it is also an orthodoxy that enables and fortifies the egoistic, fetishized worship of a monopoly concept which is Totalism and Perfectionism Only.

Wisdomics-Gracenomics resolves both of these paradigmatic problems by identifying and applying the correct core new concept and exposing and breaking up the egoistic, perfectionistic and monopoly nature of “free” market theoretics.

Posted To Mish Shedlock’s Blog 10/14/2025

Mish, you’re missing the underlying problem which is how is money created in the first place and what is the enforcing MONOPOLY conceptual/paradigmatic reality in that creation (Debt Only) that broken up would benefit ALL economic agents and resolve myriad problems economic and otherwise.

Answer: The new paradigm of Strategic Monetary Gifting.

And no this would not be socialism, but rather the rejuvenation of profit-making economic systems that would enable the libertarian goals of beneficial deflation, huge tax cuts and the safe progression of AI. Historically new paradigms have always destroyed old orthodoxies and created new beneficial realities. Please don’t scoff, look at the realities that the most temporal universe reality anchoring discipline humanity has ever invented, double entry bookkeeping, could do for every economic agent.

If the Roman Catholic church did not have the right to wield their monopoly paradigm of Salvation Via Roman Catholic Sacraments ONLY, then private banking does not have the right to wield their present monopoly paradigm for the creation and distribution of virtually all new money…either. To justify such would be libertarian free market heresy.

Posted To Stephanie Kelton’s Substack Newsletter 10/13/2025

Yes, yes, yes you’re correct that the republicans are on the wrong side of this crisis. So why not resolve the deepest reason why we keep hitting our heads against the same wall over the budget. in other words you guessed it THE MONOPOLISTIC MONETARY PARADIGM FOR THE CREATION AND DISTRIBUTION OF ALL NEW MONEY WHICH IS THE CONCEPT OF DEBT ONLY!!!!!!!!!!!!!!!!!!!!!!

MMT is all well and good especially when it advocates for a job guarantee. Why? BECAUSE A JOB GUARANTEE IS A MONETARY GIFT! Just follow through with that concept and the very good MMT insight that all new money is created with equal debits and credits that sum to zero AKA double entry bookkeeping with a 50% Discount/Rebate policy at the point of retail sale and voila! with that gift that saved everyone half the costs of participating in the economy you just implemented a paradigm change of equivalent progress of discovering self awareness hence ethics, the control of fire, The Reformation and The Enlightenment all wrapped up in a single policy! (And of course the remaining policies of the new APPLIED paradigm concept of Strategic Monetary Gifting stabilize and protect the implementation of this mega paradigm change).

Personal Quote

Power can change things, but only the power of the natural philosophical concept of grace self actualized and implemented in the temporal universe can change them permanently.

Steve Hummel 10/13/2025