Books: Graceology and Paradigmology

The first is an exegesis for the multitudinous aspects of grace and how they are all the actions and experiences of problem resolution.

The second is an exegesis of the fact that the resolving beneficial aspects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace.

Posted To Richard J Murphy’s YouTube Video 01/27/2026

You’re absolutely right. Its division vs unity. Unity being a major aspect of the natural philosophical concept of grace and graciousness being the active expression of love and policies being the actions of systems and nation states…makes it the answer to division/divisiveness. A simple, but pungent as in wise insight. So how do we proceed? You consider how to implement POLICIES that will effect graciousness. And probably the best and fastest way to start would be to apply a major aspect of grace, namely GIFTING to the economy and money system with a policy of a 50% Discount/Rebate at the point of retail sale. In other words the individual goes to the store and buys $100 worth of groceries and the merchant discounts that total so the individual only has to pay $50. Then the central bank (which the merchant has an account with) rebates $50…back to the merchant so he/she/it is made whole on their entire price, so no moral hazard there. The results: Everyone’s purchasing power is mathematically doubled, the potential demand for every one of the merchant’s goods and services is also doubled, chronic erosive inflation is transformed into beneficial price and asset deflation meaning The Quantity Theory of Money is invalidated and Milton Friedman turns over in his grave. Finally, participating in the economy (which EVERYONE must and does do by participating in retail sale) becomes the greatest opportunity to self actualize grace as in gratitude for a GIFT…since meditation and prayer. These are the transformative mental and temporal universe realities that occur when a paradigm change has taken place.

You can see this policy and the entire policy program for the new monetary and economic paradigm here: https://www.amazon.com/Wisdomics-Gracenomics-Paradigm-Theory-Economics-System-ebook/dp/B07PLNJLRN/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr

Why The 50% Discount/Rebate Policy Is The Perfect Policy and The Implementation of The New Monetary and Economic Paradigm

Because it invalidates The Quantity Theory of Money by permanently transforming chronic erosive inflation into beneficial price and asset deflation. It does this by utilizing the same double entry bookkeeping operations that all new money is currently created with, that is equal debits and credits that sum to zero…except the new money is a gift not debt and hence it breaks up the current monopoly paradigm concept for the creation ad distribution of all new money which is Debt Only. Do the simple math: $100 worth of groceries minus a $50 discount equals a doubling of everyone’s purchasing power and yet with the rebating of the remaining $50 back to the merchant they get their full price. It makes profit-making economic systems work much more beneficially for everyone and every commercial agent as well. Its the perfect synthesis/thirdness greater oneness improvement in economics since the idea of debt itself became institutionalized, and even benefits the banks because along with a Universal Dividend as the cultural inheritance humanity is entitled to for the increased technological and productive capabilities of the last several centuries and despite the continual debt jubilee effects at the point of financial retail…it vastly increases the market for debt…because virtually EVERYONE is now creditable.

Time, Abstract Truths and Human and Systemic Experience of Reality

The reality of Calculus/Math/Abstraction is time as in process. Human and temporal universe/systemic reality however is only experienced in time as in the moment, the next moment and the next moment that is, in the continual process of both conscious human moments and throughout the process of time. In order for a truth/a reality to be fully true, and hence for any existing problem to be sustainably/continuously resolved, both the abstract/calculitic and the human moment to moment truth/reality must be considered. However, it must also be realized that the moment to moment reality mode of experiencing truth is the more important and ultimate factor because shit happens, and calculus only factors the possibility that a truth will be sustained over time.

The way to guarantee a sustained human and temporal universe resolution reality experience is to discover what the deepest, the key, the core problem is…that is to realize what the new paradigm concept is and how to best continuously apply it…as new paradigms elicit and are the phenomenon of both individual new realization and temporal universe/continuously applied problem resolution due to its addressing of the operant factor(s).

Posted To A Steve Keen YouTube Video 01/25/2026

Despite the true stocks and flows insight and the palliative of government “deficits” economies have historically become destabilized by the continual build up of private debt. All of the suggested “solutions” to this problem are forms of monetary gifts like “modern debt jubilee”, UBI, government deficits, etc., but because they are not continuous in effect (debt jubilee), inadequate/incomplete in effect (UBI & gov. deficits) or thoroughly integrated into the economic/systemic process they still fail to thoroughly resolve modern economy’s problems and fall short of an actual paradigm change. A policy of a 50% Discount/Rebate at the various retail sale points throughout the economic process for instance: consumer product retail sale, financial retail sale/one’s monthly mortgage, automobile, insurance or other big ticket item monthly payment and commercial agent to commercial agent retail sale (with a smaller say 10% Discount/Rebate) would double purchasing power, implement continuous debt jubilee and target intra-systemic inflation. Strategic Monetary Gifting IS THE NEW MONETARY AND ECONOMIC PARADIGM. You just have to apply it thoroughly and most efficaciously.

The needed paradigm change also requires enlightening economists about the fact that “free” market theoretics is actually a fetishized misnomer for chaos because it presents as TOTAL FREEDOM which violates the human reality that known and enforceable barriers are necessary for real freedom…because ethics matter…and economics is probably the only body of knowledge that hasn’t recognized this yet. Finally, the shadow banking/speculative monster must also be confronted and regulated for the same reason the delusion of “free” market theoretics requires it, that is, chaos is not freedom.

The trinity of areas to address are:

  1. The new monetary and economic paradigm is Strategic Monetary Gifting
  2. Confronting the fact that total freedom in the human universe is chaos/the absence of known and enforeable barriers/morals and implementing ethics/the rational consideration of morals into economics
  3. Shadow banking/Speculative Finance is the final actively rampaging manifestation of “free” market theoretics and must also be ethically confronted and handled.

The Aspects/Beneficial Effects of Grace/Paradigm Change

New Realization and Transformation: With paradigm change these are both personal and temporal universe realities/experiences

Awe, Serenity, Release From Burden/Freedom, Gratitude, Inspiration: The trinitarian/activeness/process of the experience of grace

Nowness, Newness, Vibrance of Experience: This is the return to pre-abstraction habituation of early childhood and the meaning of “Ye must become as little children.”

With conscious action/intent: Renewal/Continuousness of ability to create and experience the fruits of grace

Positive Constructive Purposefullness: Due to Thirdness/Inner Unity Resolution of problems/unresolved dualities and consequent relief from frustration, anger, aggressiveness

Discovery of Consciousness Itself: Grace is another word for the experience of god, satori, samadhi, bhrama

Centerdness: Which is the experience of synthesis/trinity/thirdness

Abundance: God’s Grace/Your experience of god is abundant/abundance…all you have to do is stand in conscious experience of it, and abundance is one of the effects of every historical paradigm change

Universality of Experience/Effect: Along with Continuousness, Inherentness and Additiveness these are also the signatures of a Mega-Paradigm Change

As we see grace is the concept behind paradigm change

The Effect Points of The Monopoly Paradigm of Debt Only

  1. as the monopoly paradigm of Debt Only for the creation and distribution points of all new money
  2. as the Debt/Burden to Fully Pay/or Fully Repay Only at all points of exchange including a) consumer retail, b) financial retail/one’s mortgage, automobile, insurance or other big ticket item’s monthly payment and c) Commercial to Commercial retail

Thus we see that its effects are indeed monopolistic and purvasive throughout the entirety of the economy/economic process.

Key Insight Posted To Stephanie Kelton’s Substack Newsletter 01/24/2026

RM: I believe Stephanie and other MMT’rs have said that “deficit” is more a reflection of the accounting than the function/purpose, e.g., “Monetary Gift.”

Me: Yes, but what they need to do is recognize that Gifting IS the new monetary and economic paradigm (which Stephanie and other cutting edge economists have given no indication of such by not responding to my posts and policies regarding that…even though they all suggest various lesser direct and universally beneficial forms of Gifting…as THEIR solutions). To me this indicates that they haven’t yet CONSCIOUSLY recognized Strategic Monetary Gifting as the actual paradigm/APPLIED concept,…or there’s ego involvement in their palliatives. I’m sorry, all of Stephanie, Steve Keen, Michael Hudson etc. are undeniably brilliant systemic analyists, but they do not do paradigmatic/conceptual analysis…and thats where the real power for systemic change is found.

New Policy: 10% Discount/Rebate At The Point of Commercial Retail Sale

The retail point of commercial enterprise is the point of capital goods and services exchange which is the point where a commercial agent/enterprise sells its goods or services to another commercial agent in the process toward ultimate exchange which is retail sale to an individual consumer economic agent.

A policy of a 10% Discount/Rebate at the point of commercial retail sale (conditional on non-inflation or legislatively allowed 2-3% inflation) could implement monetary gifting into the entirety of the economic process and be of additional profitability and stability benefit to commercial agents. The market operation of discounts to price/cost based on quantity of sales is already a part of economic practice, but it does not deal with obscured inflationary practices.

Trinity and Quadrinity/Cosmicinity/Eternity

Trinity/Thirdness is the signature and essential state of wholeness and completeness as in the total integration of opposites…for the individual, specific factor, system, body of knowledge or area of human endeavor.

Quadrinity is the continuous state of Trinity/Thirdness/wholeness/completeness/total integration of opposites, that is both mental and temporal universe reality…in other words it is the signature and essential state of cosmicness/eternity.