The retail point of commercial enterprise is the point of capital goods and services exchange which is the point where a commercial agent/enterprise sells its goods or services to another commercial agent in the process toward ultimate exchange which is retail sale to an individual consumer economic agent.

A policy of a 10% Discount/Rebate at the point of commercial retail sale (conditional on non-inflation or legislatively allowed 2-3% inflation) could implement monetary gifting into the entirety of the economic process and be of additional profitability and stability benefit to commercial agents. The market operation of discounts to price/cost based on quantity of sales is already a part of economic practice, but it does not deal with obscured inflationary practices.