Yes, give everyone and every commercial agent an account at the central bank. But this STILL misses the core of the core problem which is the present monopoly paradigm for the creation and distribution of all new money which is the concept of DEBT ONLY.
Break up that monopoly concept/temporal universe reality with strategic MONETARY GIFTING at the most beneficial, efficacious and problem resolving points in the economic process like at retail sale and the retail point of Finance, namely one’s automobile, mortgage, insurance or other big ticket item monthly payment with a 50% Discount/Rebate policy and other policies I’ve posted here before that you can see here: https://www.amazon.com/Wisdomics-Gracenomics-New-Monetary-Paradigm-Policies/dp/B08X7MZ4KH/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr