Posted To Bijou’s Substack Newsletter 11/14/2025

The way to make MMT work for everyone and awaken them to the power of both accounting and even more importantly conceptual/paradigmatic analysis of systems is to implement a 50% Discount (credit) at retail sale and rebate (debit) back to the merchant granting the discount to the consumer. As retail sale is the terminal ending point of the entire economic process where production exits the economy and becomes consumption it is also the terminal expression point for virtually all factors…like inflation for instance…and so this policy enables everyone to buy $100 worth of groceries for $50, a $60k EV for $30k and a $500k house for $250k. In other words it transforms chronic erosive inflation into universally beneficial price and asset deflation. Milton Friedman turns over in his grave.

But wait! What is the retail point of Finance, Insurance, Rent etc.? Why its your monthly loan, insurance, rent etc. payment of course. So this single policy ends the human civilization-long parasitical/cost increasing nature of Finance…by finally integrating it into the legitimate economic/productive process, and if the central bank pays for 50% of your automobile, insurance and mortgage payment that means you are getting a $60k Ev for an equivalent payment of a loan for $15k and that $500k house for the equivalent payment of a $125k mortgage.

Systemic analysis is well and good, but conceptual/paradigmatic analysis changes the core idea and the enforcing realities of the current anomalous paradigm.

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