Double entry accounting is the tool for implementing the new monetary paradigm of Strategic Monetary Gifting at the point of retail sale with a policy of a 50% Discount/Rebate policy. The merchant agrees to credit the consumer a 50% discount on virtually every product or service and the central bank rebates debits the entirety of those discounts back to the merchant. Voila! EVERYONE gets $100 worth of groceries for $50 and a $60k EV for $30k and a $500k house for $250k…but wait, the retail point of Finance is your auto or mortgage payment so the central bank pays 50% of your payment every month so you now get a $60 EV for the equivalent payment of a $15k loan and a $500k house for the equivalent payment of a $125k loan.
The rate of change/flow of debt is made problematic by the current monopolisitic paradigm for the creation and distribution of all new money which is Debt ONLY, and is resolved by integrating the new paradigm of Strategic Monetary Gifting into the Debt Only system.
Systemic analysis is well and good, but you’ll never perceive or implement anything more than palliative reforms…unless you analyze on the paradigmatic/conceptual level.