Regardless of the additional debits and credits what is lacking and what will resolve the major problems of modern economies is…there are no or at least insufficient Godley table debits and credits…that go DIRECTLY to the individual even though the individual is the sufferer of the above major problems, namely chronic monetary austerity, chronic erosive inflation, domination by huge unfeeling and uber self interested commercial agents and most importantly domination by the current monopoly monetary paradigm for creation and distribution of all new money AKA Debt ONLY. This last is the major blind spot of macro-economic theory and is resolved by strategically integrating the new paradigm of Monetary Gifting into the Debt ONLY system with a universal dividend, a 50% Discount/Rebate policy at retail sale and other policies aligned with the new paradigm concept.