Debt jubilee and democratize purchasing power with a 50% Discount/Rebate policy at retail sale. Wringing our hands within the present monopoly paradigm for the creation and distribution of new money is terminal orthodoxy and refusal to think a new thought.
Nothing will change until you recognize that you have to change the key problematic idea behind and within the system of Finance, in other words its paradigm. Until you cross that Rubicon you’re just an orthodox, even an erudite orthodox dunce.