Social Credit was a great movement and C. H. Douglas was way ahead of his time. He came up with UBI/Universal Dividend way before any of the present advocates recognized it as an effective help to the economy. Douglas only problem was he was stuck in the mindset of general equilibrium theory and classical economics. His compensated retail discount which I have incorporated into my policy program was never conceived to be more than a single digit percentage which commercial agents would have gamed and destroyed its smallish effective increase in individual purchasing power. By making the discount a high percentage its more obviously attractive, beneficial and hard for commercial agents to game because if they try to raise their prices by say 20-30% and just one of their competitors doesn’t raise their prices at all then how much market share is the non-inflater going to take from the anti-social inflater??? Strategic monetary gifting as the new monetary paradigm with the retail discount and universal dividend policies resolves virtually all of the deepest problems of modern economies and also enables things like payroll and income tax cuts. Best of all a 50% gift of price is the greatest opportunity to self actualize gratitude since meditation and prayer which is serendipidous and a signature of historical paradigm changes.