Financially we live in a pre-Lutherian age because we have not cognited on the fact that the present monetary and economic paradigm is the monopoly concept of Debt ONLY. Luther began The Reformation by pointing out the dominating monopoly nature of the Roman Church’s paradigm/claim that salvation was assured via their sacraments ONLY.

Integrating the new concept of Strategic Monetary Gifting into the Debt Only system specifically with a 50% Discount/Rebate policy at the retail point of commercial agents including Finance, and other conceptually aligned policies, and we will have a monetary, financial and economic paradigm change.