The perfect place to implement monetary policy is at retail sale with a 50% Discount/Rebate policy there. In other words every retail merchant including Banking agree to reduce their present price by 50% and the central bank creates the monies (not necessarily as debt) and rebates those discounts BACK TO THE MERCHANT making them whole on their entire price. This immediately doubles EVERYONE’S purchasing power by creating BENEFICIAL price and asset DEFLATION, doubles the potential demand for every enterpise’s goods and services and most importantly transforms the universally participated in point in the economy (retail sale) from aggravation to gratitude for a 50% gift of price. Too simple for the intellectual vanities of the orthodox and eruidite. Too world changing not to be a paradigm change in economics and the money system.