It dominates every other business model except Finance by forcing them to charge the full costs at retail sale and of the full costs of finance as well…when if Monetary Gifting was integrated into the Debt Only system the deepest problems of modern economics could be resolved (inflation, poverty, chronic lack of purchasing power and hence demand and historical economic destabilization of domestic economies via overwhelming debt build up) and general monetary and economic abundance could become the new reality.

This monopoly power inhibits greater profits and hence greater economic abundance. It also forces various taxation strategies on both individuals and enterprise that unsuccessfully control inflation which could be largely or entirely eliminated with the policies of Monetary Gifting.

It forces the individual to pay the same full costs at both retail sale and the retail point of Finance that is, one’s mortgage, insurance and every other high priced item payment like for automobiles.

This monopoly also forces governments to create debt in the form of treasury bonds instead of simply creating debt free money and strategically distributing it at retail sale with a 50% Discount/Rebate policy which guarantees the merchant gets their full price while doubling the purchasing power of everyone and consequently the demand for every one of themerchant’s goods and services.

Reminder: This is not the intention to eliminate the concept of debt itself, but to integrate the new monetary paradigm of Gifting into the Debt Only system.

Systemic economic monopolies enable problematic conditions on commercial economic agents, but money being the very universal tool of economic exchange, the present paradigmatic monopoly enables its wielder to dominate both commercial and individual economic agents, i.e EVERYONE.