Central bank accounting line in Ravel: 50% Credit to consumer at retail sale by merchant…Rebate same amount back to the merchant by central bank. Voila! Monetary and economic paradigm change because inflation is transformed into beneficial deflation, everyone gets a 100% increase in purchasing power, even the banks get 50% of everyone’s monthly mortgage payment gifted to them, and last but not least participating in the economy, which everyone does at retail sale, becomes the greatest opportunity for anyone with two brain cells to consciously self actualize gratitude which is a transformative personal experience, for the 50% gift of price.