I like your tendency to question ideas.

The answer to your title question is…

1) because we don’t analyze on the conceptual/paradigmatic level
2) because new paradigms are permanent progressive solutions and yet in the post enchantment/Enlightenment world the paradigm for intellectual inquiry has increasingly become the monopoly concept of Science Only instead of Wisdom which is the intellectual impulse and discipline of the integratiion of opposites and so we tend to get caught up in analyzing problems instead of pursuing solutions
3) hence brilliant people like Warren Mosler and Steve Keen can correctly identify the way money is created (accounting) and yet can’t imagine applying its equal debits and credits tool most efficaciously at retail sale (because its the single universally participated in and hence macro-economic point in the entire economic process) to reduce the price at retail sale by crediting the consumer with a 50% Discount thus doubling everyone’s purchasing power and yet with the Rebate/equal debit aspect of the policy the merchant gets their full price so no moral hazard and finally
4) the monopoly paradigm CONCEPT for the creation and distribution of new money of Debt ONLY that the palace or the private banks have wielded since day one of human civilization is broken up by integrating its opposite concept (the impulse and process of Wisdom) of Monetary Gifting (aspect of the natural philosophical concept of grace) into the Debt Only system and so neo-classicalism is transformed into Wisdomics-Gracenomics.

Me to yossarian on Dave Foulkes’ substack:

yossarian, why not have the central bank pay for 50% of everything at retail sale which would include not only groceries but your car payment, mortgage payment and insurance payment? Better yet create a monetary institution paralleling the central bank that gifts that 50% of the price of everything and so benefits every economic agent commercial and individual…instead of like The FED being the hand maiden of the banks in “normal” economic times and the bail bondsman for the banks after the banks serially fuck the system over with their monopoly paradigm of Debt Only? With that set up even the banks benefit because the parallel central bank pays them half of their point of retail sale. Only thing they have to give up is their monopoly control of the monetary paradigm. Which I’m sure they’d object to, but what if you just ignored that and kept broadcasting to EVERYONE the fact that the new central bank is doubling your purchasing power by implementing beneficial price and asset deflation. Thats the start of the biggest, most consequencial and irresistible mass movement for “an idea whose time has come” since we went from nomadic hunting and gathering to homesteading, urbanization and agriculture.