How is all new money created? With the accounting operations of equal debits and credits that sum to zero.

With what attending reality is all new money created? It is created ONLY as Debt. So the word ONLY designates new money creation as a monopoly paradigm concept.

How long has this been the reality? Since the beginning of human civilization.

What rule has always been enforced on individuals at retail sale and point of loan signing? Final full price must be paid at retail and/or fully re-payed by the individual at the final point of loan signing. This is also a monopoly paradigm of Full Final Payment ONLY.

All new paradigms are always in complete conceptual and temporal universe reality opposition to the present paradigm under analysis.

So Debt ONLY as in new money can only be created as Debt as in the burden to pay and/or repay, and Full Final Retail Payment and Full Final Debt Repayment ONLY are the current paradigms of new money and of economics.

Thus Monetary Gifting is the new monetary and economic paradigm as it is in complete conceptual and temporal universe reality to the present paradigms.

What are the two stickiest problem in economics? Inflation and chronic inadequate purchasing power/demand, and strategically implemented Monetary Gifting at retail sale and point of loan signing with high percentage discount/rebate policies resolve these two deepest problems.