The new monetary paradigm of Direct and Reciprocal Monetary Gifting and the twin policies of a 50% Discount/rebate policy at retail sale and an additional 50% Gift of interest to the banks/50% Debt Jubilee at point of loan signing will enable the consumer to purchase a $500k house for $125k and all agents get their full price. The new monetary paradigm and money creation via the accounting operations of equal debits and credits that sum to zero resolves the housing crisis, chronic inflation and chronic inadequate individual demand. TRANSFORMING ECONOMIC THEORY IS ALL ABOUT THE NEW MONETARY PARADIGM!

The ultimate means of financial regulation is the new monetary paradigm of Direct and Reciprocal Monetary Gifting strategically implented at retail sale and point of loan signing. Finance owns the joint because they wield a MONOPOLY paradigm for the creation and distribution of ALL new money AKA Debt ONLY.