Keen is brilliant no doubt of that, but C. H. Douglas the guy who started a world wide movement between the world wars known as Social Credit noted that the rate of flow of total costs inherently exceeds the rate of flow of total incomes with which to pay them. He just didn’t name the deepest cause of that inequality, namely the monopoly paradigm concept for the creation and distribution of all new money…of Debt Only.

Douglas was also way before MMT, Keen etc. on money creation being most basically accounting/equal debits and credits that sum to zero and on UBI/Universal Dividend. His CRP/Compensated Retail Discount policy was right on the cusp of awakening to the new monetary paradigm, but Douglas lived before the concept of paradigms was widely known plus he also lived within the current economic paradigm of DSGE/Dynamic Stocastic General Equillibrium. Hence he never suggested that his CRP policy be a high percentage instead of just indexed to the rate of inflation…which of course was a good palliative policy, but would inevitably be gamed by commercial agents operating within the delusory concept of “Free” Market Theoretics which isn’t free at all, but rather a chaotic state of alternately goosed and strangled financial domination via the paradigm of Debt Only.

My 50% Discount/Rebate policy at retail sale is really just an innovation of his CRP that is the key paradigm changing policy of my entire new paradigm policy program.