Macro-economics is about aggregates. The single macro-economic/aggregative as in universally participated in/effected by point in the entire economic process is retail sale. Thus, using the same method that banks and governments utilize to create and distribute new money i.e. the accounting operation of equal debits and credits that sum to zero, is the perfect place to implement a monetary policy of Gifting.

The most underlying destabilizing factor in economic history is the gradual build up of PRIVATE debt. The universally participated in/macro-economic point for the creation and distribution of large sums of new money is the point of loan signing. Thus utilizing the same above accounting operations and the new monetary paradigm of Gifting to CONTINUOUSLY reduce the rate of increase of indebtedness will increase and lengthen the stability of the macro economy.