Money IS most basically accounting, that is true. And the Euro dollar is basically the shadow banking system and the speculative aspect of same. Its a genuine problem that must be regulated much more sanely and ethically than it is now. However, it still does not penetrate to the deeper problem of the money system and hence the economy which is the current human civilization long monoply paradigm concept for the creation and distribution of new money AKA DEBT ONLY. Strategically integrate the new monetary paradigm of Gifting into and throughout the economy and the DEBT ONLY based money system and you’ll have all of the resolving effects of a paradigm change…because it will be a paradigm change. The generally unperceived new applied ideas are where the real power for change exists.

All reforms are palliatives and/or rabbit holes to go down in comparison to new paradigms which are new, operant as in key effecting/resolving applied ideas. Historically, all new paradigms are in complete conceptual opposition to the present paradigm whose anomalies it resolves. Examples: Narcissistic Survival Only as the sole ethic of the animal kingdom vs Self Awareness and Hence Ethical Consideration of Others, Nomadic Hunting & Gathering vs Homesteading, Urbanization and Agriculture, Geo-centrism vs Helio-centrism and apropo money and economics Debt Only As In The Burden to Repay New Money vs Direct and Reciprocal Strategically Applied Monetary Gifting.