Changing the monetary paradigm resolves most of these problems and others as well. A 50% Discount/Rebate policy at retail sale implements beneficial macro-economic deflation and a 50% Gift of Interest to the banks/Debt jubilee to the borrower at point of loan signing reduces the rate of debt build up by 75%. Tax any “greed-flation” by any commercial agent at a rate of 100% and then if the monthly rate of inflation still innocuously hovers around 2-3% just index the retail discount to that rate, i.e. 53-54%.
Its amazing that you’re not advocating for these policies and others in my book considering they resolve the three biggest insights you correctly make namely the continual build up of private debt, chronic inflation and chronic lack of individual demand.
Which is the bigger sin? Being a troll for the new monetary paradigm, or resenting/refusing to engage the troll so that perhaps additional insights can be illumnated?