The new theory and paradigm change in economics will come when we realize that DSUAMD (Dynamic Stochastic Universally Abundant Monetary Disequillibrium) is the answer and is accomplished by a 50% Discount/Rebate on price at retail sale and an additional 50% reduction of principle on big ticket items by a 50% Gift of interest to the Banks in return for a further 50% reduction in the amount borrowed. Theory without enlightened integrative policy is a corpse.