A 50% Discount/Rebate policy at retail sale. Look at the simple accounting operations of the policy. Look at the simple algebra of -50% + 50% = 0 additional cost to commercial entities but 100% increase in consumer purchasing power. Consider that retail sale is the single universally participated in activity and hence a monetary policy at that point has aggregative/macro-economic effect.

Same effects for my 50% Gift of interest to the banks/50% reduction of loan balance for consumer at point of loan signing. This actually integrates finance, which is currently an entirely exterior parasite and source of additional costs because it is always pre-production or post retail sale, into the legitimate economic/cost efficient/cost reduction process.

Its all about changing the monopolistic monetary paradigm from Debt Only by integrating Monetary Gifting into the economy.