You’re right, people everywhere are acculturated to economic and monetary lies that keep them on all fours. And reforms do not work for long or at all. A paradigm change is what is needed. That’s what the two primary policies in my book, a 50% Discount/Rebate at retail sale and a 50% Monetary Gift of Total Interest to the Banks/50% Reduction of Principal at point of loan signing actually IMPLEMENT in the temporal universe. Just keep doing the simple math until you see it. It means you only pay $50 for $100 worth of goods and services yet the merchant gets their full price. In other words everybody wins. The two policies put together enables one to purchase a $500k house at retail for $250k and then when you go to Finance, the bank gets 50% of the interest they’d get on the $250k loan up front as income they can put in their pockets in exchange for reducing the loan to $125k. Its just utilizing accounting at strategic points in the economic process (equal debits and credits that sum to zero) that Steve Keen correctly points out is the way banks and the government create money…but its not just a factual point…its an APPLIED idea AKA a new paradigm concept that changes both mental and temporal reality like how THE IDEA of helio-centrism changed THE IDEA of geo-centrism by enlightening us on the correct positions of the earth and the sun.

New paradigms and wisdom insights are deep resolving simplicities. Thats what we need.