- Retail sale is the single universally participated in and hence the only aggregative/macro-economic point in the entire economic process.
- Retail sale and the point of loan signing are the two summing points for costs as well as the economic exiting points for production.
- Retail sale and point of loan signing are the most efficacious points to implement a monetary policy and to implement the policies of the new monetary paradigm of Direct and Reciprocal Monetary Gifting.