UBI is not the only way to crerate/increase purchasing power. Both the banks and the government create money with nothing more and nothing less than the accounting operationof equal debits and credits that sum to zero. Hence a 50% Discount/Rebate policy at retail sale would enable one to purchase a $60k EV for $30k and a $500k house for $250k. Then, if you did the same accounting at the point of loan signing that would enable one to finance only $15k for the EV and $125k for the house. Please consider looking at my blog at wisdomicsblog.com. Thanks and keep thinking innovatively.