Precisely. The quote: “We’ve tried regulation. None meaningfully worked.” stands the problem on its head. Regulating/eliminating most financialization is what needs to happen. As for home, home needs to be creating an economy and money system that serves the individual not the financial elite and a coterie of speculators. The current Monetary paradigm of Debt ONLY is the central problem because it is a monopoly SINGLE CONCEPT/paradigm wielded by the Banks and utilized by the greedy financial elites.

Strategically integrate the new paradigm of Monetary Gifting at retail sale and point of loan signing via the same accounting operations utilized by the banks to create new money, namely equal debits and credits that sum to zero. A 50% (credit) reduction of price at the single macro-economic/aggregated point in the entire economic process (because EVERYONE participates in retail sale) and then rebate (debit) the entirety of the discount amounts back to the merchant and you eliminate inflation forever by implementing individually and commercially beneficial price and asset DEFLATION. Inversion of temporal universe reality is a cardinal signature of paradigm change. Tax inter-economic attempts to inflate at a rate of 100% and redistribute any revenue garnered by such greedy and unethical actions back to the proceeding business model toward retail sale…and of course eliminate most financialization as well. Same 50% policy at loan signing integrates debt jubilee continuously into the economic process.

With inflation banished it frees us to run the kind of fiscal deficits needed to fund the research and mega projects to confront climate change.

And these benefits aren’t even the best result of the new paradigm which is implementing a daily opportunity for the universal self realization of gratitude for a Monetary Gift directly and continuously into the economic process. Imagine an economy of grace…instead of greed, Wisdom instead of want, homo sapiens/self empowered wise and discerning man instead of a dominated and confused homo economicus.