You’re getting closer to realizing that finacialization and private banking has to basically end in favor of a publcly administered non-profit banking system. Even the problem of necessary de-growth is solved by the new paradigm of gifting if you implement a sliding scale percentage of required investment of gifted money into eco-bonds at 5% that will simultaneously curb consumption and add to the already liberated ability of the government to create money inflation free (with the 50% Discount/Rebate policy and a non-profit banking system) in order to rationally fund the mega-projects necessary to research and apply planetary and extra-terrestrial energy production.
In essence we’d have ASD (Abundant and Secure De-Growth) which would win the minds and allegiance of the general populace away from the current paradigm of Debt Only, private finance and greedy enslavement and lunatic financialization (GELF). And its even a decent Adam Douglas acromyn/usage.