The Roman Catholic Church claimed/demanded that the way to salvation was via the Church’s sacraments ONLY. The Reformation established that individuals were free to have a direct relationship with god and hence the church’s dominating monopoly paradigm was broken up by integrating such freedom into religious practice.

This is exactly synonymous to Finance’s monopoly paradigm of Debt ONLY for the creation and distribution of new money, and integrating the new paradigm of Monetary Gifting will create individual freedom and much increased economic abundance while ending the dominance of private finance.