Yes, Finance is the problematic institution and the paradigm concept of Debt ONLY as the sole, MONOPOLISTIC, form and vehicle for the creation and distribution of new money IS the core of the core problem for the economy and for the planet.

Beside breaking up that monopoly paradigm we need a directly distributive money system that with its new paradigm policies (think GIFTING) insures individual monetary security while simultaneously enabling and encouraging commercial agents willing to cooperate in the transformation.

We require an integration of economics and ethics fundamentally based on the natural philosophical wisdom concept of grace. A Wisdomics-Gracenomics if you will. Grace is nothing more and certainly nothing less than love in action…and as policies are the actions of systems…systemic policies. So let us align economic policy with it.

Beats hell out of the human civilization long “free” market fallacy that is actually alternately goosed and strangled financially dominating chaos.