Finance IS the problem, specifically Private Finance’s monopolistic paradigm of Debt Only. Balancing that with the new paradigm of Public Utility Monetary Gifting will so stabilize the entire economy and so benefit both individual and commercial agents that it will quickly be recognized as the true paradigm change that was necessary, and as  paradigm changes are historically such progressive events….the way forward will be clear….until of course the next paradigm change becomes necessary.

With Public Utility Monetary Gifting, money becomes almost entirely an accounting issue, as it should be, instead of the dominating paradigm and destabilizing and unworkable economic factor it currently is.