An abundant universal dividend and a 30-40% discount to every business model’s retail product(s) ….and a tax on wall Street speculation are three policies that would stabilize the macro-economy and de-throne and de-tooth the 5000 year old problematic business model of Finance and its monopolistic paradigms of Debt and Loan ONLY…by integrating the new economic and monetary paradigm of Monetary Gifting into the digital money and pricing systems.

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