Would not the policies of a new economic philosophy of grace as in gifting, namely a sufficient free gift of a dividend to everyone 18 and older and a general discount to prices at retail sale that was greater than any computed rate of inflation and that was rebated back to the merchants who gave it, resolve both the requirement of continual borrowing and the contradictory paradigm of debt and loan only that Finance now uses to dominate every other business model and manipulate nations and regions?

Are they not more thorough and economically insightful solutions to the systemic scarcity of individual income as well as the answer to the creeping erosion of profits and purchasing power that inflation has had on modern economies, more so than the incomplete and so non-resolving policies of a basic income guarantee, a minimum wage increase or even QE directly to the individual ALONE ?