And Economic Policy, if it is to be fully conscious and effective, must reflect and effect Grace as in a CONTINUOUS graceful flow. The Classical Goals of Economic Theory are synonymous with the three major aspects of the concept of Grace. Balance, equilibrium and Flow.  A modern technologically advanced economy is halting because it increasingly and inherently creates a greater flow of costs and thus prices than it does individual incomes with which to liquidate those prices. This is caused by the increasing costs of capital depreciation as the economy becomes more capital intensive and the costs of increased mortgaging of debt while innovation and artificial intelligence disruptively destroy aggregate individual income. Ending the monopoly on the creation of credit by  the Banking system as well as the monopoly on the vehicle for which credit is distributed, namely as debt and loan only is absolutely necessary, and direct monetary Gifting to the individual and reciprocal monetary gifting to both the individual and enterprise at the point of retail sale is the only valid and effective answer to this problem.