MMT is Social Credit for the government. Of course government is separate from and thus once removed from the individual who suffers most after credit bubbles, and also generally from a lack of consideration by theorists of all stripes. What we need is actual Social Credit itself which integrates direct financing to the individual into the the economy where Debt ONLY is the curiously monopolistc paradigm in what is allegedly a system pursuing and admiring free markets and competitive theory. I would suggest that creating free money for pols dominated by Finance, whose agenda is accomplished by austerity and dedicated to the utter triumph of the paradigm of their profit making product, i.e. Debt,…is not the most effective and freeing path to pursue. The real solution is integrating monetary grace the free and direct gift to the individual ….into consumer finance. I’m afraid MMTers as well as Keynesians of whatever stripe are nascent Social Crediters.