Monetary grace the free gift in the policy of a universal dividend brings simultaneity, that is the virtual equivalent of mystical union and integrated wholeness to the economic system, that is the virtual and continual equilibrium of total individual incomes and total costs/prices. Then, the policy of the discount brings actual price deflation yet within a profit making system and enables the true and continual progression of the system and the business entities and individuals within it toward freedom and free flowingness.   This is the economic meaning and the power of monetary grace the free gift of money.

All other theories are false orthodoxies, incomplete analyses, non-integratable mixtures of truth and untruth, reaction to/inversion/globalization of a particle of  truth or untruth (Marxism, Austrianian, Georgism examples).

(Difference between a micro-economically derived and computed discount and a macro one is micro is smallish and inadequate reflecting more a Keynesian analysis rather than a macro one which is truly aligned with the philosophy of Social Credit and so can equalize financial credit/costs with real credit/costs.)