Instability is inevitable….but only if you insist that we must have either capitalism or some form of socialism as the alternatives. However, if we adopt a genuine third alternative, the profit making Distributive theory of Social Credit whose ideas and tenets of disequilibrium and the relevance of money, debt and Banking you have brilliantly but unknowingly re-discovered…we can have prosperity, individual freedom and stability…if we additionally integrate the policies of a universal dividend and a macro-economic discount to prices into the economy. You are also quite correct in saying that we need a new philosophy and paradigm for the future. That idea/paradigm/philosophy is Gifting, i.e. monetary grace the free gift which is the only idea powerful enough to balance the monopolistic paradigm of Debt.