Financial monopoly—> Balanced by the equally powerful and economically valid idea of  Gifting—> Gifting as a policy reflects and aligns with the goals of economic theory and policy which are Balance, Equilibrium and Flow—> Which reflect and align with the pinnacle concept /natural personal experience of Grace whose major characteristics not coincidentally are Balance, Equilibrium and Flow.

Major factor of micro-economics is cost and major factor in macro-economics is aggregation and theoretical and policy relevance—> Aligns with and perfectly reflects where the actual problem can be observed in cost accounting and the integration of micro and macro-economic theory in the only way that such integration can actually take place, and equilibrium can actually be attained and maintained, as in with costless policies—>Aligns with the concept of Grace as in the monetary free and costless gift

The surface level of Double entry bookkeeping and macro-economics are both two dimensional tools (debit-credit) (numerical aggregation and theoretics) trying to describe a three or four dimensional reality. Cost accounting is the subset of double entry bookkeeping which deals with the three and four dimensional realities of micro-economics. The three and four dimensional revelation discoverable in cost accounting is that total individual incomes produced are only a fraction of total costs and since all cost must go into prices by cost accounting convention the rate of flow of total costs/prices will always tend to exceed the rate of flow of individual incomes simultaneously produced. The additional costs initially come from the fact that initial borrowing purchases capital tools and equipment and yet the replacement costs of such capital must also be included in costs/prices, again by cost accounting convention….without any additional outlay of individual income in the normal flow of production with which to liquidate such costs. This is the most basic disequilibrating factor in the economic system. Contemplation of present time reveals copious development, diminishing actual and general ownership, and as a long term trend increasing debt/cost/prices and diminishing individual incomes with which to liquidate debt/costs/prices. Macro-economic policy must reckon with the three and four dimensional realities of cost accounting and micro-economics.