The interests of consumers and businesses are intimately and inextricably intertwined. If the consumer always has income readily available to spend on the businessman’s products and services both are happier, more free and more profitable, and the economy flows as gracefully as a great and wide river. But if the consumer does not have money available to spend the entire system shuts down and no one is happy or profitable.

In an economy that is very complex and drawn out costs tend to overlap into proceeding cycles of production. Also, as individual incomes, that is labor costs, are not the only costs which a business must pay in order to be profitable and survive, that means that as a flow through time the total costs will always tend to exceed total individual incomes with which to liquidate every businesses’ prices. In other words all costs must go into price and yet in the normal and unfettered flow of production never are individual incomes generated by businesses sufficient….to liquidate production as it comes to the market. This is not the fault of businesses nor of individuals as both business owners and their employees work long and hard to produce whatever the business intends to produce. The flaw in the system is that despite insufficient individual incomes are being produced…the business model known as Finance only has an interest in producing loans, that is Debt, and will not countenance or allow the needed additional individual income to be GIVEN to individuals….so that the system flows freely and both consumers and businesses are happy, profitable…and FREE.

Now I’m not here to say we should destroy Finance or even condemn it in a broad and general sense….only that they must give up their monopoly control on the type of vehicle for which the individual can receive money/finance…for consumption. If the system itself, and due to no neither the individual or business’s fault does not generate sufficient individual incomes so that an economic equilibrium is possible…it is irrational and dominatingly enslaving for a monopoly to enforce that lack of equilibrium…and the individual austerity and poor business and investment climate that results from that enforced restriction.  Monopoly power cannot be tolerated in a free market economy! There must be an expansion of the types of vehicles for consumer finance so that there is a costless addition to individual incomes and a discount to retail prices so that the economic system is able to attain and maintain free flowingness!

Now what is the solution to this problem, and why? The solution is monetary Gifting directly to the individual, and the reason this is the solution is…a gift to the individual….does not incur an additional cost to either the business (micro-economy) or the system (macro-economy) …that will necessarily be past onto the individual consumer in higher prices…even though consumers as a whole…already do not have sufficient incomes to liquidate production in a free flowing manner. Gifting/ monetary grace the free gift of income is the solution to an inherently disequilibrated system,…and the dominating financial enslavement that finance imposes on the businesses and the individuals that comprise the system.

Consumers and Businessmen Unite! All You Have To Lose Is Your Financially Enforced Chains!