Here’s a model for everyone. Its not necessarily a religious one, but rather one regarding both the temporal universe and human consciousness.

[(Duality) X Trinity]  Duality Within Trinity

Where Duality is the signature and mindset of science and Trinity is the signature and mindset of Consciousness. The integration of two reflecting, opposing, balancing viewpoints, data, bodies of knowledge in the Duality results in an inclusion of truths (not a compromise which usually entails an enforcement of untruths that do not allow for the full effects of an actual integration), expansion of data and insight and if one of the aspects of the Duality is also an aspect of consciousness itself potentially there is a possible ascension to self knowledge by the observer/paradigm change for the body of knowledge/system.

And here is the model applied to economic and monetary theory and policy in the area of consumer finance:

[(Debt, Gifting as in a universal dividend and a retail discount) X Individual and Systemic Economic Grace as in Balance, Equilibrium, Flow]

Using the integrative model advantages one greatly. Any time one integrates their thinking and experiences they are open, accepting, inclusive, and not merely reacting, invalidating or regurgitating what they have been told to think and/or what they have “learned”. As the above integrative formula mirrors the integrative process which is the process of Wisdom itself and Wisdom is by definition the best (and most ethical) way of thinking (philosophy and theory) and acting (behavior and policy) it cannot be irrelevant and is , again by definition, superlative. The integrative formula includes science and the scientific method and so is the rational consideration of morals, and as it is an integration of both the scientific mindset and the aspects of Consciousness it is a bulwark in fact against either one of those mindsets arrogantly attempting to claim sole and ultimate reality.  Finally, the Duality Within Trinity Formula is itself a Trinity and of course one of the aspects of Trinity is its unitary, unity within diversity character.